Monarch Money Transfers vs. Quicken: Why the Logic Is Different and How to Fix It For decades, desktop-based personal finance software like Microsoft Money and Quicken set the gold standard for “double-entry” accounting. In that world, a transfer was a singular, elegant event: you told the software you moved $500 from Checking to Savings, and the software instantly understood both sides of the equation. As we move into the era of modern, cloud-based fintech like Monarch Money, many veteran “power…