If you’re hunting for a high-yield savings account (HYSA) with competitive rates and modern app functionality, Openbank might have caught your eye. I recently signed up for Openbank, drawn in by their initially advertised 5% APY on their high-yield savings account. After using it for a few weeks, I’ve formed a clear opinion of both the pros and cons—so here’s my honest, in-depth Openbank HYSA review. Why I Chose Openbank I decided to open an account with Openbank because they…