PayPal is a globally recognized online payment platform used by millions to send and receive money. While users in many countries can easily withdraw their PayPal balances to local bank accounts, Ugandan users face certain limitations due to PayPal’s restrictions. However, there is a way for Ugandans to access their PayPal funds instantly—by taking advantage of PayPal’s partnership with Safaricom’s M-Pesa in Kenya.



PayPal’s partnership with Safaricom Kenya, the provider of M-Pesa, allows Kenyan users to easily link their PayPal accounts to M-Pesa, enabling fast and instant withdrawals. This solution can also benefit Ugandans who are willing to go the extra mile by obtaining a Safaricom line. In this article, we will explore how you can withdraw money instantly from PayPal using M-Pesa if you’re in Uganda.

Using M-Pesa to Withdraw Money from PayPal Instantly

PayPal withdrawals to M-Pesa are fast and convenient, allowing users to access their funds within minutes. M-Pesa is one of the most widely used mobile money services in East Africa, and PayPal’s integration with it has simplified financial transactions for millions of people in Kenya.

If you are in Uganda and want to benefit from this system, the process involves traveling to Kenya to register for a Safaricom line, which will give you access to M-Pesa services. Once you have a Safaricom line, you can link your PayPal account to M-Pesa and start withdrawing money instantly.

Here’s a step-by-step guide on How to Withdraw Money from PayPal Uganda Using Mpesa

1. Register a Safaricom Line in Kenya

To withdraw money from PayPal instantly using M-Pesa, you’ll first need to register for a Safaricom line. Safaricom is a mobile service provider in Kenya that operates the M-Pesa mobile money platform. The process of registering for a Safaricom line is straightforward:

  • Visit Kenya and go to any Safaricom store or authorized dealer.
  • Carry a valid identification document, such as your passport, for registration.
  • Once registered, you will receive a Safaricom SIM card, which you can use to access M-Pesa services.

2. Activate M-Pesa on Your Safaricom Line

After registering your Safaricom line, the next step is to activate M-Pesa on your SIM card. Here’s how to do it:

  • Dial *234# on your Safaricom line to access the M-Pesa menu.
  • Follow the prompts to activate M-Pesa by setting up your PIN and verifying your details.
  • Once activated, you can now receive and send money via M-Pesa.

3. Link Your PayPal Account to M-Pesa  to Withdraw Money from PayPal  

Now that you have an active Safaricom line and M-Pesa account, the next step is to link it to your PayPal account. Safaricom and PayPal offer an easy-to-use PayPal to M-Pesa service, allowing you to link both accounts directly from your phone or computer. Here’s how to do it:

  • Visit the PayPal M-Pesa portal (https://www.paypal-mobilemoney.com/m-pesa).
  • Select the Link Your PayPal Account option.
  • Log in to your PayPal account and follow the steps to link it to your M-Pesa number.
  • Once linked, you will be able to transfer funds between PayPal and M-Pesa instantly.

4. Withdraw Money from PayPal to M-Pesa

Once your PayPal account is linked to M-Pesa, you can withdraw your funds instantly. The process is straightforward:

  • Log in to your PayPal account or use the PayPal app to initiate a withdrawal.
  • On the PayPal M-Pesa portal, select Withdraw from PayPal and enter the amount you want to withdraw.
  • Confirm the transaction, and the funds will be transferred to your M-Pesa account within minutes.

This method is ideal for users who need quick access to their PayPal funds without having to go through lengthy bank transfer processes. PayPal to M-Pesa withdrawals are nearly instant, meaning you can have your money within a few minutes.

M-Pesa Withdrawals: Convenient and Accessible

M-Pesa withdrawals can be done easily online, whether you’re using the M-Pesa app or accessing the service via USSD. Once you’ve received your PayPal funds in your M-Pesa account, you can withdraw the money in a variety of ways:

  • Via M-Pesa agents: Kenya has thousands of M-Pesa agents where you can go to withdraw cash. You can locate an agent near you using the M-Pesa app or USSD menu.
  • Direct to Bank: M-Pesa allows you to transfer money directly to a bank account in Kenya if you prefer to deposit the funds into a bank.
  • Buy Goods and Pay Bills: You can also use M-Pesa to buy goods at stores, pay bills, or transfer money to other mobile money users.




While PayPal Uganda users  face restrictions on withdrawing funds directly to local bank accounts, there is a fast and instant alternative by using PayPal’s partnership with M-Pesa in Kenya. By registering for a Safaricom line and activating M-Pesa, you can easily link your PayPal account and enjoy the convenience of instant withdrawals.

This method offers a seamless way to access your PayPal funds, making it especially useful for those who need quick transfers. Until PayPal fully expands its services in Uganda, this workaround remains one of the most efficient ways to withdraw money from PayPal instantly.

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