Category: Finance

Are you tired of credit cards forcing you into pre-set categories that don’t match your spending habits? If so, the Tangerine Money-Back Credit Card might just be what you’ve been waiting for. With customizable cashback categories, no annual fees, and a generous welcome bonus, this card stands out as one of the most flexible and user-friendly credit cards in Canada. In this comprehensive review, we’ll cover: How the Tangerine Money-Back Credit Card works Key features and benefits A breakdown of…

Cashback credit cards are one of the best ways to earn money while spending on everyday purchases. With rising costs in Canada, maximizing rewards has never been more important. In 2025, several standout cashback credit cards offer unbeatable rewards on groceries, gas, dining, and more—some even with no annual fee. But which one is the best cashback credit card in Canada for 2025? In this guide, we’ll break down: ✅ Top cashback credit cards (including hidden perks) ✅ Who should get each card (based on spending habits) ✅ How to maximize rewards (pro…

If you’re a business owner in Canada, one of the most crucial tools in your entrepreneurial toolkit is a reliable, affordable, and feature-rich business bank account. Whether you’re a solo entrepreneur, a growing small business, or running a large operation with employees and international vendors, the right business banking setup can make or break your financial efficiency. In this guide, we’ll explore the best business bank accounts in Canada, highlight their pros and cons, and share insights to help you…

As a Canadian entrepreneur or small business owner, having the right business credit card can make a massive difference in how you manage expenses, track spending, earn rewards, and unlock exclusive benefits tailored for businesses. Whether you’re a solo freelancer, running a digital agency, or operating a growing startup, having a separate credit card for business expenses is crucial—not just for cleaner accounting, but also for tax purposes and maximizing reward potential. 💬 My Personal Experience With Business Credit Cards…

Credit card debt is one of the most common financial challenges facing Canadians today. According to recent government data, nearly 29% of Canadians carry a significant amount of credit card debt, with a large portion of that demographic made up of young adults. Many fall into the trap of “buy now, pay later,” not realizing how fast high-interest credit card balances can snowball. The average credit card interest rate in Canada hovers around 19.99% to 24.99%, which can make debt…

My experience using CIBC Aeroplan Visa Card If you’re a Canadian looking to dip your toes into travel rewards without paying annual fees, the CIBC Aeroplan® Visa Card is one of the most accessible ways to do it. As the only no-annual-fee Aeroplan-branded credit card in Canada, it deserves a serious look from students, first-time cardholders, and anyone chasing free travel rewards. In this review, I’ll break down how the card works, who it’s best for, what perks to expect,…

Are you looking for the best platform to start or grow your investment portfolio in Canada? Whether you’re a beginner just starting your financial journey or a seasoned investor looking for low fees, high-quality tools, and excellent customer support — Qtrade Direct Investing might be the answer. In this comprehensive review, we’ll explore what makes Qtrade one of the best investing platforms in Canada, how it works, my personal experience using it, and how it compares with other major brokerages…

My experience using Rogers Red World Elite Mastercard  If you’re in Canada and on the hunt for a no-fee credit card that offers generous cash back rewards, travel insurance, and exclusive lounge access, the Rogers Red World Elite Mastercard might have caught your eye. But is it truly as elite as the name suggests? In this detailed review, we break down everything you need to know — from how the card works, to the perks, drawbacks, eligibility criteria, and a…

Wealthsimple has emerged as one of Canada’s leading digital investing and financial management platforms. From its humble beginnings in 2014, Wealthsimple has grown into a multifaceted platform that offers everything from automated investing to tax filing services. This 2025 review dives deep into Wealthsimple’s offerings, evaluating its strengths, weaknesses, and what makes it stand out in the crowded fintech space. Overview of Wealthsimple Wealthsimple is a Canadian-based financial technology company that provides a suite of financial products and services, including:…

If you’re on the hunt for a cashback credit card that rewards you for the way you actually spend — groceries, gas, and online shopping — then the Blue Cash Everyday® Card from American Express is a card worth considering. As someone who just got this card recently, I can confidently say that it’s tailor-made for people like me (and maybe you too) — those who do a lot of shopping online, fill up the tank often, and spend quite…