Introduction to Tabby
Tabby is a popular “Buy Now, Pay Later” (BNPL) platform that operates in the UAE, Saudi Arabia, and other parts of the Middle East. It allows users to make purchases from a variety of merchants and pay in installments without incurring interest or fees. In addition to its flexible payment options, Tabby offers an attractive cashback program, allowing customers to save money while shopping.
Tabby users can earn cashback on their purchases, and with the introduction of Tabby Card and Tabby+, customers can now access even more ways to maximize their rewards. Whether you are making in-store or online purchases, Tabby provides various opportunities to earn cashback, making it an ideal payment solution for savvy shoppers in the UAE.
In this detailed article, we will explore how you can maximize your cashback on Tabby, how to link your bank cards to increase your savings, and how to unlock even greater rewards using the Tabby+ subscription.
How to Earn 11% Cashback with Tabby and SIB Card
One of the standout ways to maximize your cashback with Tabby is by linking your Sharjah Islamic Bank (SIB) Card to your Tabby Card. When you combine the rewards offered by both the SIB card and Tabby, you can enjoy a significant 11% cashback on almost all your transactions in the UAE. Here’s how it works:
- SIB Card Cashback: By using your Sharjah Islamic Bank card, you are eligible to receive 10% cashback on your transactions. This is a high cashback rate, making it a fantastic way to save on your daily expenses.
- Tabby Card Cashback: When you link your SIB card to your Tabby Card, you can also earn 1% cashback from Tabby itself, totaling your cashback rewards to 11% on every qualifying purchase.
The process is straightforward:
- Link your SIB Card to your Tabby account.
- Make purchases using your Tabby Card.
- Automatically earn 10% cashback from your SIB Card and 1% cashback from Tabby, giving you an impressive total of 11% cashback on your spending.
By utilizing both cards, you can make the most of every transaction and ensure that you’re getting maximum value out of your purchases.
Understanding the Tabby+ Subscription for Extra Cashback
In addition to earning cashback from your Tabby Card, you can further enhance your rewards by subscribing to Tabby+, Tabby’s premium subscription service. Let’s dive into how it works and how you can use it to get even more cashback.
What is Tabby+?
Tabby+ is a premium membership plan that offers exclusive benefits, including 1% cashback on all purchases, whether in-store or online, at any merchant where Visa is accepted. This is in contrast to the regular Tabby service, where cashback is only available when shopping at Tabby’s partnered merchants.
Key Differences Between Tabby and Tabby+:
- Tabby: With a standard Tabby account, you can only use your Tabby Card at select merchants that have partnered with Tabby. While this gives you access to BNPL options and limited cashback, you won’t earn cashback on purchases outside of Tabby’s merchant network.
- Tabby+: With the Tabby+ subscription, you unlock the ability to use your Tabby Card anywhere in the UAE where Visa is accepted, meaning you can earn 1% cashback on every purchase, regardless of the merchant.
How to Use Tabby+ for Maximum Cashback
If you’re serious about earning cashback on all your transactions in the UAE, upgrading to Tabby+ is the best way to go. Here’s how to get the most out of Tabby+:
- Subscribe to Tabby+: Sign up for the Tabby+ premium service, which gives you access to cashback rewards on all Visa transactions.
- Use Your Tabby+ Card Everywhere: Once you’re subscribed to Tabby+, use your Tabby Card for purchases at any location that accepts Visa. You will automatically earn 1% cashback on all these transactions.
- Combine Tabby+ with Bank Cards for Extra Cashback: To maximize your rewards, link your SIB Card (or any other cashback card you have) to your Tabby+ Card. You’ll continue to receive the 10% cashback from the bank card while earning an additional 1% cashback from Tabby+, bringing your total cashback to 11%.
For example, if you spend AED 1,000 in a month:
- You will earn AED 100 cashback from your SIB card (10% cashback).
- You will also earn AED 10 cashback from Tabby+ (1% cashback).
This brings your total cashback to AED 110, giving you an 11% total cashback rate.
Additional Benefits of Using Tabby
Besides cashback, Tabby offers several other advantages that make it a valuable financial tool in the UAE:
- Interest-Free Installments: Tabby allows you to split your payments into 4 interest-free installments. This gives you the flexibility to manage your budget without worrying about extra costs.
- Wide Merchant Network: Tabby has partnered with many top retailers, both online and in-store, in the UAE. You can shop at brands like IKEA, Adidas, Sephora, and many others, taking advantage of flexible payment plans and occasional cashback promotions.
- Instant Access to Cashback: Any cashback you earn through Tabby is credited directly to your account and can be used for future purchases, making it easy to reinvest your savings into your next buy.
