PayPal is one of the most convenient and trusted online payment systems, allowing users to send and receive money worldwide. However, setting up a UK PayPal account from outside the UK or without a UK phone number can be a bit tricky. Many people, whether they are located outside the UK or prefer to maintain some level of anonymity, may want to avoid providing a phone number during the registration process. This article outlines an easy step-by-step guide to creating a UK PayPal account without using a phone number.
Why Create a UK PayPal Account?
A UK PayPal account has several advantages for users in various parts of the world:
- Access to PayPal’s wide network: PayPal UK offers global access to merchants and individuals who rely on PayPal for receiving and making payments.
- Increased financial flexibility: It allows users to hold and manage their funds in GBP (British Pounds), which can be beneficial for international transactions.
- No phone number requirement for certain account types: When registering a UK PayPal business account, you can bypass the need to verify a phone number using this strategy.
You can also refer to the Youtube video below how i did the setup;
Step-by-Step Guide to Creating a UK PayPal Account Without a Phone Number
If you don’t have access to a UK phone number or prefer not to use one, follow the steps below to successfully set up a UK PayPal account, particularly by leveraging the business account option:
Step 1: Visit PayPal UK Website
- Go to the official PayPal UK website: www.paypal.com/uk.
- From the homepage, select “Sign Up” to begin the registration process.
Step 2: Select Business Account Instead of Personal Account
- During registration, you will be prompted to choose between a Personal Account and a Business Account.
- Choose Business Account, even if you do not intend to run a business. This is because PayPal asks for phone verification when you create a personal account, but with a business account, you have more flexibility.
- Do not worry—you can still operate this account similarly to a personal one. As part of this trick, select Individual as the business type when prompted, to avoid the extra complexity and paperwork associated with running a registered business.
Step 3: Fill in Your Personal Details
- Provide your basic information such as:
- Name
- Email address
- Password
Make sure you use a valid email address because PayPal will send essential communications, including the email-based verification code, to it. And its better if you an email with UK extension at end e.g Use a yahoo.co.uk email (brian806484@yahoo.co.uk) . Using an email like makes PayPal skip unnecessary verifications it might ask u during the setup
Step 4: Choose Individual as Business Type
- When you are asked to provide business information, choose “Individual” as the business type.
- This allows you to avoid dealing with many of the detailed questions required for an actual business, such as registering business names, legal structures, and documentation.
Step 5: Enter a UK Address
- You will need to provide a UK-based address to complete the setup. If you are located outside the UK or prefer to remain anonymous, you can use a UK virtual address service or any UK-based friend’s address.
- Double-check the accuracy of the address because it will be tied to your PayPal account for future verifications or official correspondence.
Step 6: Enter a demo UK Phone Number (Code won’t be sent to it)
- PayPal may ask for a phone number during the setup process. This is where the trick comes in. You can do one of the following:
- Enter a placeholder phone number: Enter any valid UK-based phone number. You will not receive an SMS on this number, but since it’s a business account, you won’t need to verify it by receiving an SMS during the setup process.
- Use an app-generated phone number: Alternatively, you can use virtual phone services like Google Voice (in supported regions) or TextNow, which can generate a UK-based number to enter into PayPal. While this won’t be necessary for SMS verification, it may come in handy if PayPal prompts you for a phone number later.
Step 7: Complete the Email Verification Process
- Once you’ve filled out all required fields, PayPal will send a verification code to the email address you provided during registration.
- Open the email and click the verification link or enter the code provided. This step finalizes your account creation process.
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